The amount of annual claims per policy at a health insurance company has a normal distribution with mean $300 and standard deviation $100 Darren has a health insurance policy with this company which has an annual deductible of $200. This means that if Darren’s claim in one year are less then $200, then he pays for them and the company pays nothing, but if they are over $200, then he pays $200 and the company pays the rest. What is the probability that the company will not pay anything next year against Darren’s policy?